Why Choose Pivotal Financial Planning

  1. All our Advisers have a personal Duty Of Care to you.
  2. Our Advisers are experienced and fully qualified to recommend and advise on Mortgages, Protection, Investments, Pensions and Home Insurance.
  3. There is a lot to consider when arranging a mortgage, it really isn’t as simple as choosing the lowest fixed or tracker rate. That is where we come in to advise you based on your current needs.
  4. We are on your side, NOT the estate agent or lender.
  5. We know which lenders can move swiftly if we need them to.
  6. Lending criteria changes constantly and indeed hugely over the last few years. Applying to the wrong Lender can lead to credit problems. With our expertise you can avoid the pitfalls and make an informed decision on your mortgage.
  7. It is not just about your mortgage, we will talk to you about protecting your mortgage, yourself and your family if the worst was to happen.
  8. Our advice is totally tailored to your specific needs and situation.
  9. We have access to preferential mortgages not available on the High Street or online.
  10. We see you when and where it is convenient for you. That could be a home visit or in one of our offices throughout Scotland.